About DSCR Loans Florida

What we do

Florida rental financing has more moving parts than most states: wind and flood insurance, the post-sale tax reset, condo inspection and reserve rules, and city-by-city vacation-rental limits. We built this site to explain those parts in plain language and to give investors a direct way to send a scenario. When you apply, we look at the property, the rent and the expense lines, then compare wholesale programs that fit.

How we work

• We are a broker, not a lender. We arrange and shop financing from wholesale lenders.
• We work only on business-purpose loans for non-owner-occupied investment property.
• We do not publish rates or promise approvals, timelines or leverage. The lender decides.
• We tell you plainly when a file does not fit, and what would need to change.

Our voice

You will notice this site leads with expenses rather than headlines. That is deliberate. In Florida, the investors who do well underwrite the insurance quote, the realistic tax bill and the association’s budget before they fall in love with the rent. Start with the DSCR calculator or the guides.

Company and licensing