Legal

Terms of Use

TL;DR

This site provides general information about business-purpose DSCR financing in Florida. It is not a loan offer, a rate quote or legal, tax or insurance advice, and using it does not create a lending relationship. Loan Daddy LLC is a broker, not a lender.

Effective October 17, 2026.

Information only

Content on this site, including market guides and comparisons, is general orientation. Laws, insurance rules and lender guidelines change. Confirm details with qualified advisors and with the lender before relying on them.

No commitment to lend

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

Calculator

The DSCR calculator produces estimates from the inputs you provide, including a rate you supply. Lenders calculate coverage using their own methods and may use appraised market rent. Results are not a quote or approval.

Business-purpose use

By submitting a request, you represent that the property is or will be non-owner-occupied investment property and that the loan is for business purposes, not personal, family or household use.

Broker relationship

Loan Daddy LLC, NMLS #2827624 (nmlsconsumeraccess.org), is a mortgage broker, not a lender. AZ CMB Licensed · #CMB-2016143.

Contact

Loan Daddy LLC, 4111 N Drinkwater Blvd Apt F202, Scottsdale, AZ 85251 · (480) 485-1229

Run the numbers, then send us the property.

Business-purpose, non-owner-occupied Florida rentals only. We are a mortgage broker, so we compare wholesale programs for your file rather than lending our own money.